Frequently asked Questions

Finrock is a financial technology company building infrastructure, intelligence and platforms for the next generation of finance.

We are bringing together markets, digital assets, real-world assets, AI, and automation to build financial systems designed to make capital more connected, intelligent and productive.

Finrock is building an evolving ecosystem of financial platforms, infrastructure and intelligence around three core capabilities: Infrastructure + Intelligence + Automation.

Our focus spans global markets, digital assets, tokenized real-world assets, capital and liquidity infrastructure, yield, data and financial intelligence.

The objective is not to build a single product, but an interconnected financial ecosystem capable of evolving as markets, technologies and asset classes converge.

We believe the future of finance will be increasingly connected, intelligent and on-chain.

Digital assets, real-world assets and traditional markets are converging, while AI and automation are changing how financial information is understood and how capital is deployed and managed.

Finrock is building the infrastructure and intelligence layer for that transition.

Finrock combines financial infrastructure, intelligence and automation across an evolving multi-product ecosystem.

Rather than approaching trading, tokenization, liquidity, yield and intelligence as isolated functions, our strategy is to connect them through platforms designed around the movement and productivity of capital.

This creates the foundation for different Finrock products to share infrastructure, intelligence and, where applicable, ecosystem utility.

Finrock's ecosystem currently includes:

  • Captl.ai - Trade - Earn - Grow: A productive-capital platform connecting global markets, intelligence and capital through one connected financial experience.
  • Worldwide.co - Real-World Value - Global Capital - One Network: A global capital and liquidity network for tokenized real-world assets, connecting asset origination, capital formation, ownership and secondary liquidity.
  • EarnYield - Yield - Income - Compound: A yield-focused platform designed to connect eligible assets and users with curated yield opportunities through transparent risk frameworks and automated infrastructure.

The Finrock ecosystem is designed to evolve, with additional products, capabilities and financial infrastructure introduced over time.

Captl is Finrock's productive-capital platform, designed to bring markets, intelligence and capital into one connected experience.

Its broader vision is to help users discover opportunities, understand markets, trade across eligible asset classes, access yield and use intelligence to make more informed capital decisions.

Its product philosophy is simple: Trade. Earn. Grow.

Worldwide is building the global capital and liquidity network for tokenized real-world assets.

Tokenization can digitize ownership, but digital ownership alone does not create an efficient market. Assets also need capital formation, distribution, market access and liquidity.

Worldwide is being built to connect these components across the asset lifecycle: Origination → Capital Formation → Ownership → Liquidity → Reinvestment.

EarnYield is Finrock's yield-focused platform, designed to make access to curated yield opportunities simpler and more transparent.

The broader model connects eligible assets with yield sources across areas such as US Treasuries, institutional credit, DeFi lending and real-world yield, subject to the relevant product terms, risk profile, eligibility and jurisdiction.

Yield is generated by underlying instruments or protocols rather than simply by the platform itself.

Finrock is developing intelligence and automation capabilities designed to transform market data, research, analytics and real-time signals into actionable financial intelligence.

Finrock's AI engine applications include market analysis, portfolio intelligence, risk assessment, opportunity discovery, asset optimization and automated workflows.

Our approach is: From Data → Intelligence → Action.

Finrock's AI is an enabling layer across the ecosystem rather than a promise of investment performance.

Blockchain provides programmable infrastructure for digital ownership, settlement, transparency and new forms of market connectivity.

Tokenization can allow rights associated with real-world and financial assets to be represented digitally.

Finrock's strategy extends beyond tokenization itself to the infrastructure required to connect assets, capital, market access and liquidity.

No.

Finrock's strategy spans the convergence of traditional markets, digital assets and real-world assets. We believe the distinction between these markets will become increasingly less important as financial infrastructure becomes more digital, programmable and interconnected.

FRK is the native utility token of the Finrock ecosystem.

It is designed to provide a common utility layer across participating Finrock products and services, subject to the functionality, eligibility, terms and regulatory requirements applicable to each product.

FRK is designed for utility and participation. It is not, solely by holding it, a representation of ownership in Finrock or its products.

FRK is designed to provide utility across eligible Finrock products and services through five core utility mechanisms and cross-product utility:

  • USE - Pay eligible fees and access participating services.
  • SAVE - Receive eligible fee reductions or other defined economic benefits.
  • ACCESS - Unlock eligible platform features, services or participation benefits.
  • STAKE - Commit FRK to eligible staking or participation programs for defined benefits.
  • CONNECT - Provide a common utility layer that can connect participation and benefits across eligible Finrock products.

The specific utility available to users may vary by product, program, jurisdiction, eligibility and applicable terms. Not every Finrock product or interaction necessarily requires FRK.

No.

Not every Finrock product or interaction necessarily requires FRK.

FRK is designed as a common utility and participation layer across eligible parts of the Finrock ecosystem. Where FRK utility applies, it may provide defined benefits through mechanisms such as fee-related utility, savings, access, staking or cross-product participation.

This allows Finrock products to be designed around user and product requirements without artificially requiring FRK for every interaction.

FRK demand is intended to arise where actual ecosystem activity is connected to an approved FRK utility mechanism that creates an economic reason to acquire, hold, use or commit FRK.

The important distinction is:
Product activity does not automatically equal FRK demand.

Demand arises only when a defined utility mechanism connects that activity to FRK.

No.

Greater product activity can create additional opportunities for FRK utility, but activity does not automatically translate into incremental FRK demand.

Actual demand depends on factors including the utility mechanism, user participation, adoption, existing FRK balances and the extent to which users need to acquire, hold, use or commit FRK.

Token utility, ecosystem growth or product adoption does not guarantee an increase in FRK's market value.

The maximum total supply is 1,000,000,000 FRK.

The supply is fixed under the current tokenomics framework, with tokens allocated across defined categories including private sale, public sale, liquidity, team, advisors, ecosystem, staking and treasury.

Allocated does not mean unlocked, and unlocked does not necessarily mean circulating.

The current tokenomics allocation is:

Category Allocation % No of Tokens
Private Sale7%70,000,000
Public Sale11%110,000,000
Liquidity8%80,000,000
Team12%120,000,000
Advisors4%40,000,000
Ecosystem29%290,000,000
Staking17%170,000,000
Treasury12%120,000,000
Total100%1,000,000,000

For detailed release mechanics, refer to the full Tokenomics and Vesting & Unlock Schedule.

TGE means Token Generation Event - the point at which FRK is formally generated and the applicable launch, allocation, distribution and claim processes begin.

TGE does not mean that the entire FRK supply becomes available or enters circulation at once. Different allocations are governed by their respective unlock, vesting and release schedules.

Under the current tokenomics:

  • Private Sale: $0.08 per FRK
  • Public Sale / TGE reference price: $0.10 per FRK

The Private Sale price therefore represents a 20% discount to the stated Public Sale/TGE reference price.

These are offering/reference prices, not guarantees of FRK's future market price.

At a fixed maximum supply of 1 billion FRK and a $0.10 reference price, the implied fully diluted valuation is:

1,000,000,000 FRK × $0.10 = $100 million FDV.

FDV applies the reference token price to the full maximum token supply; it is different from circulating market capitalization and different from the amount raised through token sales.

No.

The $100 million figure is an implied fully diluted valuation based on the stated $0.10 reference price and 1 billion maximum supply.

It is not a forecast or guarantee of future token price, circulating market capitalization, liquidity or investment return.

Unlock schedules vary by allocation.

Some allocations include an initial TGE unlock followed by linear vesting, while others include cliffs, milestone-controlled releases, program-based distributions or strategic locks.

An allocation does not automatically become circulating supply merely because tokens have been allocated or unlocked. Actual market availability depends on the applicable release terms and token status.

The current tokenomics allocates 8% of total supply, or 80 million FRK, to liquidity.

That allocation is intended for staged deployment to support market access, depth and orderly price discovery where appropriate.

Allocating FRK to liquidity does not mean all 80 million tokens automatically enter circulation. Actual circulating supply depends on deployment and market availability.

FRK may be committed to eligible staking or participation programs for defined periods and under specified terms.

The current tokenomics allocates 17% or 170 million FRK, to staking-related programs.

Staking terms, eligibility, duration, benefits and availability may vary between programs. The existence of a staking allocation does not mean the entire allocation is immediately staked, unlocked or circulating.

No.

Staking rewards or economic benefits depend on the applicable program, its terms and conditions, eligibility requirements and other relevant factors.

Participation does not guarantee a particular return, token value or financial outcome.

FRK that is not sold, distributed or otherwise released does not automatically enter circulation. Such tokens remain subject to the applicable allocation, release and governance framework.

Unsold or unreleased FRK does not automatically become circulating supply or get burned. Any future treatment of such tokens would be subject to the applicable policies, governance and documentation in effect at that time.

FRK may be made available through approved sale, distribution, claim or market channels, subject to eligibility, jurisdiction, KYC/AML requirements and applicable terms.

Participants should use only official Finrock channels and verify all wallet addresses, contracts and instructions before transferring assets.

Eligible participants should follow the official distribution or claim instructions communicated through verified Finrock channels.

The applicable process may involve identity and eligibility verification, wallet registration, allocation confirmation and the relevant claim or distribution process.

Tokens should never be claimed through links, wallets or instructions received from unverified sources.

Use only official Finrock websites and verified communication channels.

Finrock should never ask users to disclose a private key, seed phrase or wallet recovery credentials.

Before interacting with FRK, participants should independently verify the official token contract address, supported network, distribution instructions and relevant announcements.

No.

Digital assets involve risk. FRK may experience changes in market price, liquidity, availability and trading conditions.

Factors including supply and demand, product adoption, market conditions, participant behaviour, liquidity, technology, execution, regulation and broader digital-asset markets can affect FRK.

There is no guarantee of a particular price, liquidity level, market availability or financial return.

No.

The difference between the Private Sale price and the Public Sale/TGE reference price is an offering-price difference, not a guaranteed profit.

Once market trading begins, if and where available, FRK's market price may be above or below either sale price.